In this Podcast, attorney Frank Borgese talks about what you should and should not do when you are served with a Summons and Complaint from a debt collector. Below is the audio as well as a transcription.

If you are being sued over a debt in New York or New Jersey, call us today at (888) 801-7765 to schedule a free consultation. We have helped thousands of people resolve their debt related issues and we may be able to help you too. We offer extremely affordable rates and payment plan options. We make debt relief easy.



Today we’re going to talk about what you need to do if you’re served with a Summons and complaint. Many times when we speak to people the first thing they want to do is call the attorneys for the Creditor to find out what to do, or see if they can resolve the issue without the lawsuit moving forward. And we really urge people to refrain from doing that, because you have to remember that the attorneys you are contacting represent the Creditor and they don’t have your best interest at heart. Many times when you call a collection law firm you’re going to be dealing with a collection agent not an attorney. You may get incorrect information about the lawsuit, what your rights are, and many times people enter into arrangements that fail to take into account any defenses that you may have and they also cause you to pay more money than you would have.

We want to make sure that when you’re sued, that you are advised of the procedures of the lawsuit, investigate things such as the underlying debt, the right of the Creditor has to collect a judgement against you, and look into things such as your finances and other hardships you may have, so we can negotiate a settlement or even fight the debt in its entirety to your best advantage. If you were served with a Summons and Complaint don’t hesitate, call our Law Firm right away. We will explain the entire process to you for free and there’s no obligation to retain our services. The last thing you want to do is reach out to the attorneys of the Creditor. We’ve heard a lot of horror stories from people who entered into arrangements they couldn’t afford, or they enter into an arrangement they think is going to prevent a judgement from being entered, but that ends up not being the case. We don’t allow those things to happen. We can ensure that your rights are protected and enforced. So give us a call today to schedule a free consultation.