Portfolio Recovery Associates

Defending Consumers From Portfolio Recovery Associates (PRA)

Have you been sued by Portfolio Recovery Associates and need help to either defend the lawsuit or settle the debt?  

If so, contact the attorneys at Graham & Borgese today for a free consultation and to learn more about how we can help.

Who are they?

 Portfolio Recovery Associates (“PRA”) is a collections agency and high-volume debt-buyer.  As a result of the large quantity of collection accounts it manages, consumer complaints about this organization are abundant.  In fact, according to the Public Access to Court Electronic Records (PACER), PRA was sued over 700 times for harassing consumers under the FDCPA in 2011 alone.

Are they legitimate?

Portfolio Recovery Associates routinely files lawsuits to collect on the debts it has purchased. Although the original creditor may no longer be involved in the collections process, ignoring collection efforts by PRA may ultimately result in a judgment being entered (which can, in turn, lead to things like wage garnishment, seizure of bank accounts and placement of liens on property).

If PRA is attempting to collect a debt from you, contact Graham & Borgese today.  We will fight to protect your rights and work to obtain a fair settlement for you so you can protect your credit and save money.

Contact information for PRA is as follows:

Portfolio Recovery Associates
120 Corporate Boulevard
Norfolk, VA 23502
P: 888.772.7326

How can we help? 

Graham & Borgese can raise any legal defenses that you may have, investigate whether Portfolio Recovery Associates’ efforts are legitimate, prevent a default judgment from being entered against you and/or negotiate a reasonable settlement with flexible monthly payments so you can protect your credit and save money. 

If you are receiving collection letters from Portfolio Recovery Associates or have been sued by a law firm on their behalf, contact Graham & Borgese right away for a free consultation.

Past cases we’ve handled:

Portfolio Recovery Associates v. Krokhmal Index #006197/14
Our client was sued by Portfolio Recovery Associates, LLC, a debt-buyer who purchased a defaulted credit account from U.S. National Bank Association.  The lawsuit was for just over $4,000, plus sought costs of the legal action.  After our law firm filed an Answer to the lawsuit, the matter was successfully settled for just $2,000, payable in $50 monthly installments (with no further accrual of interest and no entry of judgment).

Portfolio Recovery Associates v. Minkowski Index #4760/14
A lawsuit was filed against Mr. Minkowski by PRA and their attorneys, Forster & Garbus, seeking a judgment in the amount of $2,749.14, plus further interest and disbursements. Upon retaining Graham & Borgese to file an Answer on his behalf, the matter was investigated by our law firm and eventually settled for $1,400, payable in monthly installments of just $50, with no interest accrual and no entry of judgment.

Portfolio Recovery Associates v. Kohlmeier Index #006160/14
After being served with a lawsuit filed by Portfolio Recovery Associates, LLC, for $1,319.97 for a debt that they purchased from GE Capital Retail Bank/Care Credit, Mr. Kohlmeier retained our services to file an Answer, prevent a judgment and attempt to settle the debt.  Graham & Borgese was eventually able to settle the lawsuit for just $600, payable in monthly installments of $50 (with no interest accrual and no entry of judgment).

*Prior results do not guarantee a similar outcome.

Aren’t lawyers expensive?

Our law firm is dedicated to providing quality legal representation to people of all financial situations. Unlike most other attorneys or even debt settlement companies, Graham & Borgese does not charge contingency fees.  That’s right, we only charge a low flat fee to handle your case.  Plus, our consultations are always FREE. When you consider how much time, money and stress our law firm can save you, the choice is easy!

Contact one of our offices today to learn more about our extremely affordable FLAT FEE rates and flexible payment plan options.