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DEBT DEFENSE AND RELIEF
We offer extremely affordable rates and payment plan options to all of our clients to ensure that people of all financial situations can obtain sound legal representation. At Graham & Borgese, our overall goal is to improve your quality of life and minimize the stress that debt issues can cause. If you have any questions or concerns, we urge you to call our office right away. There is no obligation of any kind to retain our legal services and our initial consultations are free.
Let our lawyers do for you, what we have done for so many others throughout New York and New Jersey. Contact us today to set up an appointment and take the first step to resolving your debt-related issue. We hope to hear from you soon!
Practice Areas:
Frequently Asked Questions
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I’m Being Sued by a Creditor. What Should I do?
If you’ve just learned that you’ve been sued, it is imperative that you contact an attorney right away to ensure that a judgment is not entered against you. Most times, an Answer must be filed, but the proper arguments need to be raised or they can be waived. Do not call the creditor’s attorneys, since their main interest is collecting money and judgments for their clients.
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How Do I Know if a Judgement has Been Filed Against Me?
You should receive notice from the creditor who obtained the judgment, but it is also possible to discover a judgment was entered against you one of several other ways, including: finding it on your credit report, learning that a lien is preventing the sale or refinance of your home, being served with a property levy, bank restraining notice or income execution, or simply calling the Court Clerk for the county in which you live to see if they have any judgment records for you.
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My Wages are Being Garnished, what can I do?
Depending on how long your wages have been garnished, and several other factors, you may be able to stop the garnishment altogether by challenge the underlying judgment with the Court. Alternatively, you may be able to negotiate a settlement, though different strategies have to be employed to obtain the best results possible.
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I’m Being Harassed by Debt Collectors, What are My Rights?
Federal and State debt collection laws exist to ensure that debt collectors engage in fair collection activity that generally prohibits unfair, deceptive or abusive behavior. If your rights under these various laws have been violated, you can typically sue the collector for money damages and recover your attorney’s fees and costs.
Debt Happens Blog
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October 22, 2020
In this podcast, attorney Frank Borgese answers some frequently asked questions about debt collection. If…
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August 6, 2020
In this video, attorney Frank Borgese of the Law Offices of Graham and Borgese talks…
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July 19, 2020
Attorneys Kris Graham and Frank Borgese of the Law Offices of Graham and Borgese have…
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April 3, 2020
Over the last few weeks, America has been dealing with an unprecedented situation. As many…
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January 26, 2020
Each year during the Holidays, too many people become stressed by the increased financial pressures…
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November 19, 2019
On Nov. 3, 2019, 120 Western New York youth sports coaches were honored after being…
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October 15, 2019
At Graham & Borgese, we truly understand the reasons people experience debt problems. That is…
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August 10, 2019
In this podcast, debt defense attorney Frank Borgese answers a consumer’s question about wage garnishments….
TESTIMONIALS
Don’t worry about your debt, let us do that for you
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