Frank Borgese, Esq. Photo

Frank J. Borgese, Esq.


I have dedicated my entire legal career to assisting people dealing with debt issues and I have represented clients from all walks of life. Growing up, my family – like so many others – struggled to make ends meet. Because of that, I grew up understanding that just because someone might not be rich, it doesn’t mean that they can’t still be honest, hard-working and honorable. I fight for my clients every day to convey to creditors and their collection representatives the real-world impact that debt has on their lives and the lives of their family members. So many life-altering events can derail someone’s financial footing: loss of employment, disability, divorce, illness, unexpected expenses (like a car breaking down or a major home repair), etc. But no matter what the reason, I feel that our clients deserve a chance to get back on track so they can face the future worry-free. For me, seeing former clients finally get rid of the burden that their defaulted debt caused them is what motivates me to battle every day.

I reguarly assist clients with the following:

Education and Associations:

Mr. Borgese is admitted to practice in New York and New Jersey. He has focused his entire legal career on consumer rights, having filed hundreds of lawsuits against debt collectors who violated the Fair Debt Collection Practices Act (FDCPA) and defending thousands of other creditor-debtor lawsuits. He has had his writing published by the American Bar Association and various other consumer-oriented publications regarding federal debt collection laws and credit card defense-related matters. Additionally, he has also guest lectured on the FDCPA to members of the Monroe County Bar Association and students at Monroe Community College.

Mr. Borgese received his juris doctor from the Cleveland-Marshall School of Law, and his B.A., cum laude, in social sciences from the State University of New York at Buffalo. He is admitted to practice in New York State, the United States District Court for the Western District of New York and the United States District Court for the Northern District of New York. He is a member of the Erie County Bar Association, the New York State Bar Association, the American Bar Association, and the National Association of Consumer Advocates (NACA).

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