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No Court Appearances
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Affordable Fees and Payment Plans
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Local and Accessible
Debt Defense Attorneys in Pennsylvania
Debt Defense Attorneys in Pennsylvania
Facing a Creditor Lawsuit in PA?
At Graham & Borgese, we understand the overwhelming stress and fear that can arise from being sued for a debt. That's why we are dedicated to making the process as easy and stress-free as possible. We recognize that individuals dealing with debt-related issues may lack the financial means to fight their creditors.
Therefore, we offer highly affordable rates and flexible payment plans to all our clients. Our primary goal is to resolve your debt issues rather than exacerbate them. We will guide you through the entire process, presenting all available options so that you can make an informed decision tailored to your specific circumstances.
If you are currently facing a debt lawsuit in Pennsylvania, please call our offices today at (888) 801-7765 to schedule a complimentary consultation.
Pennsylvania Debt Lawsuit Information
When being sued by a credit card company, bank, debt buyer, or credit union in Pennsylvania, it's crucial to understand your legal obligations.
In Pennsylvania, when you are served with a Summons and Complaint, you have 20 days to file your response. This response is called an "Answer." It is important to adhere to this deadline to avoid the risk of a default judgment being entered against you.
Your Answer must address all the allegations made in the Complaint and assert any valid Affirmative Defenses that may apply to the lawsuit. Failure to file your Answer within this timeframe can result in a default judgment entered against you, which is tantamount to losing the case.
Moreover, inadequate response or failure to present proper arguments puts your case at risk of being lost outright. We strongly recommend engaging an attorney to handle both the response to the Summons and Complaint and the filing of your Answer. An experienced and knowledgeable Pennsylvania debt defense attorney will ensure that your Answer is correctly formulated and filed with the appropriate court, preventing a default judgment.
Ignoring the lawsuit is the worst course of action. Avoidance does not make the problem disappear; it only worsens the situation. A default judgment allows the creditor to pursue remedies to collect on the judgment.
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“I spoke with Kris Graham who was very nice and answered all of my questions.” - Christina P.
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“I was so grateful for their straightforward communication as they explained the options I had ahead of me.” - Heather F.
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“I cannot believe how quickly Kris Graham and Frank Borgese settled my case!” - Bill S.
How Graham and Borgese Can Assist You
Our firm specializes in debt-related matters, specifically defending consumers against debt lawsuits in Pennsylvania. This focus grants us the necessary knowledge and experience to help you fight back against your creditors. We boast a track record of success, having aided thousands of consumers in resolving their debt-related issues.
By retaining our services, our Pennsylvania debt defense lawyers will enable you to:
- Avoid dealing with aggressive debt collectors or credit card companies on your own.
- Eliminate the need to appear in court personally.
- Avoid the complexities of legal processes and procedures.
- Prevent a judgment from being entered against you.
- Obtain proper verification of your debt before settling.
- Secure a fair and reasonable settlement that suits your financial situation.
- Safeguard your credit report from damaging judgments that can severely impact your credit score.