Debt Defense Attorneys in Pennsylvania

Facing a Creditor Lawsuit in PA?

At Graham & Borgese, we understand the overwhelming stress and fear that can arise from being sued for a debt. That's why we are dedicated to making the process as easy and stress-free as possible. We recognize that individuals dealing with debt-related issues may lack the financial means to fight their creditors.

Therefore, we offer highly affordable rates and flexible payment plans to all our clients. Our primary goal is to resolve your debt issues rather than exacerbate them. We will guide you through the entire process, presenting all available options so that you can make an informed decision tailored to your specific circumstances.

If you are currently facing a debt lawsuit in Pennsylvania, please call our offices today at (888) 801-7765 to schedule a complimentary consultation.

Pennsylvania Debt Lawsuit Information

When being sued by a credit card company, bank, debt buyer, or credit union in Pennsylvania, it's crucial to understand your legal obligations.

In Pennsylvania, when you are served with a Summons and Complaint, you have 20 days to file your response. This response is called an "Answer." It is important to adhere to this deadline to avoid the risk of a default judgment being entered against you.

Your Answer must address all the allegations made in the Complaint and assert any valid Affirmative Defenses that may apply to the lawsuit. Failure to file your Answer within this timeframe can result in a default judgment entered against you, which is tantamount to losing the case.

Moreover, inadequate response or failure to present proper arguments puts your case at risk of being lost outright. We strongly recommend engaging an attorney to handle both the response to the Summons and Complaint and the filing of your Answer. An experienced and knowledgeable Pennsylvania debt defense attorney will ensure that your Answer is correctly formulated and filed with the appropriate court, preventing a default judgment.

Ignoring the lawsuit is the worst course of action. Avoidance does not make the problem disappear; it only worsens the situation. A default judgment allows the creditor to pursue remedies to collect on the judgment.

The Importance of Choosing the Right Debt Defense Strategy

When it comes to facing creditor lawsuits, having a solid debt defense strategy can significantly impact the outcome of your case. At Graham & Borgese, our experienced debt defense attorneys understand that each financial situation is unique. That’s why we take the time to analyze your individual circumstances and tailor our defense approach accordingly.

Some key factors we consider include:

• Your Financial Background: We evaluate your entire financial situation, including income, expenses, and assets, to develop a defense that aligns with your goals.
• Debt Validation: We can challenge the validity of the debt, ensuring that the creditor has the legal right to collect and substantiates the amount owed.
• Bankruptcy Options: In some cases, filing for bankruptcy may be a viable solution to eliminate or restructure your debts. We will help you determine whether this is the best route for you.
• Negotiation Techniques: Our team employs aggressive negotiation tactics to potentially settle debts for less than what you owe, saving you money in the long run.

By choosing a debt defense attorney in Pennsylvania at Graham & Borgese as your legal partner, you’re not just getting a lawyer; you’re gaining a dedicated advocate committed to fighting for your financial rights and helping you reclaim your peace of mind. Connect with a professional debt defense lawyer in Pennsylvania to schedule a consultation and discuss your personalized debt defense strategy.

Why Choose Graham & Borgese for Your Debt Defense Needs?

At Graham & Borgese, we understand that facing financial hardships can be overwhelming and stressful. That's why our dedicated team of debt defense attorneys is committed to providing you with not only expert legal representation but also compassionate support throughout your journey.

Here’s why we stand out as your ideal choice:

• Tailored Legal Strategies: We customize our approach based on your unique financial situation, ensuring that we develop the most effective legal defense for you.
• Extensive Experience: Our attorneys have a proven track record of success in debt defense cases, giving you confidence in our ability to navigate the complexities of the legal system.
• Free Initial Consultation: We offer a no-obligation consultation to discuss your case, assess your situation, and outline your options—all at no cost to you.
• Transparent Communication: We believe in keeping you informed every step of the way. Our team is always available to answer your questions and address your concerns.
• Commitment to Your Peace of Mind: We work tirelessly to alleviate your financial burdens, with a focus on achieving the best possible outcome for your case.

Don’t let overwhelming debt control your life. Let a debt defense lawyer in Pennsylvania at Graham & Borgese guide you through the legal process and help you regain your financial freedom. Get in touch with us to schedule your free consultation!

Our qualified debt defense lawyer in Pennsylvania is here to assist you. Call (888) 801-7765 to schedule your initial consultation without delay.