Asset Acceptance

Asset Acceptance

We Can Help You Deal With Asset Acceptance

Are you being sued by Asset Acceptance or already have a judgment entered against you in favor of this company? Complaints against this agency are wide-spread and range in allegations. If you’ve been sued by Asset Acceptance you should not ignore it as it is most likely legitimate. Learn more about them in the video below.

We can help you no matter where you are in the debt collection process. Even if you are currently speaking with Asset Acceptance, give us a call. We may be able to save you money. You should never try to deal with your debt collectors alone. They have lawyers on their side. You need them on your side. 


Fill out the contact form below, call us at (888) 801-7765, or use the chat option to speak with one of our experienced debt attorneys. 


Our rates are low and our consultations are free. We make debt relief easy. After you’ve contacted us, scroll down and learn more about Asset Acceptance. Also, check out our reviews and see for yourself how we help people in your situation.

Who Is Asset Acceptance?

Asset Acceptance Capital Corp., a.k.a. “Asset Acceptance, LLC” or simply “Asset Acceptance,” is now “Encore Capital Group, Inc.” In June of 2013, Encore Capital Group announced on it’s website that it closed its acquisition of Asset Acceptance Capital Corp. and that all operating subsidiaries of Asset Acceptance would now be part of Encore Capital Group. Combined, the website boasts that Encore and Asset Acceptance had purchased over 60 million individual consumer accounts, including credit card, telecommunications, consumer loans and other related assets, with a face value of over $130 billion. The contact information for Asset Acceptance, a.k.a. “Encore Capital Group,”  is as follows:

Corporate Headquarters:
Asset Acceptance Capital Corp.
P.O. Box 2036
Warren, MI 48090-2036
Customer Service:
(800) 545-9931                         

Is Asset Acceptance Legitimate?

As of February, 2015, Asset Acceptance was still listed on the Better Business Bureau website and had an “A-” rating, despite having a whopping 831 complaints lodged against them. Complaints against this agency are wide-spread throughout the internet and range in allegations. If you’ve been sued by Asset Acceptance or Encore Capital Group, you should not ignore the documents.  While you may contest the debt being pursued, the lawsuit itself is likely legitimate and must be defended to try and prevent a default judgment.  Additionally, if you have had a judgment entered against you in favor of this agency and were never served notice of the underlying lawsuit, it is not too late to take action.

How Can We Help You With Asset Acceptance?

Our law firm routinely battles actions filed by Asset Acceptance and has obtained outstanding results for our clients. We can help you dispute the debt or save you money and establish manageable payment plans that will set you up for success. We can even fight to have default judgments vacated were appropriate.

Past Cases We’ve Handled Against Asset Acceptance:


Asset Acceptance v. LaFramboise, Index #5382/06

A judgment having already been entered in favor of Asset Acceptance, LLC against our client (represented by Nudelmann, Klemm &  Golub, P.C.) and a property execution pending, our law firm successfully negotiated a $24,000 balance down to $8,000 in a one-time payment to settle the debt in full, vacate the judgment and stop the foreclosure of his home.

Asset Acceptance v. Giarratana, Index #021272/12

Our client was sued by Asset Acceptance, LLC and their attorneys, Fulton, Friedman & Gullace, for approximately $5,000 over an unpaid credit card account that they purchased from Citibank. After filing an Answer and Counterclaim, the lawsuit was settled for $2,000, payable in $100 monthly installments (no interest accrual and no entry of judgment).*Prior results do not guarantee a similar outcome.

Aren’t lawyers expensive?

Our law firm only represents debtors – that means we understand that the people needing our help do not have much disposable income (if any at all).  That is why our consultations are free and we only charge a low flat rate for our services – i.e., no contingency fees.

You need someone to represent you in Court and someone who is capable of answering questions you have about Federal and New York debt collection laws. Graham & Borgese has licensed, experienced attorneys that can take care of everything for you and will help you throughout the entire collections process to ensure that you obtain the very best results possible.


If you are being sued or contacted by Allied Interstate, or already have a judgment entered against you, give us a call today at (888) 801-7765, use the chat option, or fill out the form below.