New York Debt Relief Services
Fight Back Against Credit Card Lawsuits
At Graham & Borgese, our firm focuses our entire practice on debt defense and relief. We do nothing else, which means that working with us gives you the advantage of our concentrated experience and knowledge in this area. We have assisted thousands of people across three states in resolving their debt crises and restoring their peace of mind, sanity, and confidence. Everyone knows how stressful and even debilitating it can be to be under attack by creditors and collection agencies. Our goal is to help you find solutions appropriate to your debt dilemma so you can regain control of your financial situation.
Don't let creditors win by default. Reach out online or call (888) 801-7765 now to schedule an initial consultation with the New York debt lawsuit defense team at Graham & Borgese.
Defending New York Residents Against Creditor Litigation
Facing a debt lawsuit can be particularly challenging for New York residents. Credit card companies, debt buyers, and collection agencies file thousands of lawsuits every year in New York courts, often hoping that defendants won't respond or won't hire an attorney. Many of these lawsuits contain errors, expired statutes of limitations, or lack proper documentation—but without legal representation, you may never discover these defenses.
At Graham & Borgese, we understand the unique challenges faced by New Yorkers dealing with debt litigation. Our experienced team is familiar with New York's court system and consumer protection laws, and we're dedicated to building a strong defense tailored to your case.
How We Can Help Fight Your Debt Lawsuit
Our attorneys in New York, New Jersey, and Pennsylvania are here to focus on defending your case and protecting your legal rights. We don't judge how you got into debt—we focus on building the strongest possible defense and achieving the best outcome for your situation. Our team can represent you in court, file the necessary legal responses, challenge the creditor's evidence, negotiate settlements, and help you fully understand your rights.
We handle cases involving:
- Credit Card Lawsuits - Defense against lawsuits from major credit card companies and their collection attorneys
- Debt Buyer Litigation - Fighting cases brought by companies that purchase charged-off debts for pennies on the dollar
- Personal Loan Lawsuits - Defense against banks, finance companies, and peer-to-peer lenders
We also provide a Debt Collector Directory, which contains information about numerous collection agencies and debt buyers that file lawsuits in New York courts. This resource can give you insight into who is suing you, their typical practices, and how we can assist you in defending against them.
Don't let creditors intimidate you into a judgment you may be able to fight. Submit a contact form or call (888) 801-7765 now to schedule a free initial consultation with our firm.
Commonly Asked Questions
What should I do if I've been served with a debt lawsuit?
If you've been served with a debt lawsuit, taking immediate action is critical. First, read the summons and complaint carefully to understand what you're being sued for and the deadline to respond (typically 20-30 days in New York). Do not ignore the lawsuit—this will result in a default judgment against you.
Contact Graham & Borgese immediately for a free consultation. We can file an Answer on your behalf, challenge the creditor's claims, identify potential defenses, and negotiate a resolution. The sooner you act, the stronger your defense will be.
Can a debt lawsuit be dismissed or settled?
Yes. Many debt lawsuits can be dismissed, reduced, or settled on favorable terms. Common grounds for dismissal include expired statutes of limitations (typically 3-6 years in New York, depending on the debt type), lack of standing (the plaintiff cannot prove they own the debt), insufficient documentation, mistaken identity, or procedural errors.
Even if dismissal isn't possible, we often negotiate significant reductions in the amount owed or payment plans that work within your budget. Our attorneys thoroughly review every case to determine the most effective defense strategy.
How can I benefit from debt lawsuit defense services in New York?
Debt lawsuit defense services in New York are designed to protect individuals facing legal action from creditors and debt collectors. By partnering with Graham & Borgese, you gain access to a dedicated team that focuses exclusively on consumer defense.
This means you receive comprehensive support, including:
- A thorough case review
- Identification of legal defenses
- Court representation
- Negotiation with creditors
- Protection of your consumer rights under federal and state law
Our deep knowledge of New York's court procedures and debt collection practices enables us to advocate effectively for the best possible outcome in your case.
Hire Experienced & Dedicated Attorneys For Your Case
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5,000+ Trusted Clients
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$50,000,000 Dollars Saved for Our Clients
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98% Success Rate
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15,000+ Cases Handled
Contact Us Today
Find out what Graham & Borgese can do for you when you are suffering from overwhelming debt. Our lawyers have an impressive track record of successfully helping thousands of individuals just like you.
Call (888) 801-7765 or contact us online to schedule a consultation.