Graham & Borgese Graham & Borgese
Creditors Interchange

Creditors Interchange

We Can Help You Deal With Creditors Interchange

We can help you no matter where you are in the debt collection process. Even if you are currently speaking with Creditors Interchange, give us a call. We may be able to save you money. You should never try to deal with debt collectors alone. 

Fill out the contact form, call us at (888) 801-7765, or use the chat option to speak with one of our experienced debt defense attorneys. 

Our rates are low and our consultations are free. We make debt relief easy. After you’ve contacted us, scroll down and learn more about Creditors Interchange. Also, check out our reviews and see for yourself how we help people in your situation.

Who is Creditors Interchange?

Creditors Interchange Receivable Management, LLC, a.k.a. Creditors Interchange, is a collections agency that was purchased by Cheektowaga-based agency, Mercantile Adjustment Bureau. Combined, the two agencies are believed to have upwards of 500 employees. Creditors Interchange focused its collection efforts on bank loans, college tuition bills, auto loans and debt-buyer accounts. At one point, Creditors Exchange had over 800 employees, including 600 in Western New York.

According to the ACA Int’l website, Creditors Interchange’s complaint/ethics contact information is as follows:

Creditors Interchange
Tom Wilcox, Vice President of Compliance
Tom Wilcox, Ethics Contact
80 Holtz Dr.
Airborne Business Pk.,
Cheektowaga, NY 14225-1470
Phone: (716) 614-7500
Fax: (716) 614-7546
www.creditorsinterchange.com
ACA Member since 1962

Is Creditors Interchange Legitimate?

Yes. Creditors Interchange is a legitimate collections agency.  However, this does not mean that they always follow the rules. Each collection account, and the manner in which the account is collected, requires its own specific and detailed review.

How Can Graham & Borgese Help You With Creditors Interchange?

Our law firm has helped thousands of people in New York expertly resolve their debt issues with various creditors and collections agencies. Our experience and knowledge will enable us to save you the most money possible, while eliminating the stress and fear associated with dealing with debt collectors. We can help you understand the process, investigate your debt and devise a plan of attack that will make the most sense for your specific goals.

Additionally, our law firm understands that the people who need our help are dealing with debt issues and need fair and flexible fees to protect their rights. That is why our consultations are always free, we charge extremely affordable rates, and even accept payment plans to make our fees even easier to pay.

Commonly Asked Questions

What Should I Do if I Receive a Call From Creditors Interchange?

If you receive a call from Creditors Interchange, it's important to stay calm and take the right steps. First, gather as much information as possible about the debt they are calling about. It's essential to know your rights as a consumer and to understand that you do not have to deal with them alone. We at Graham & Borgese are here to assist you. Our team of knowledgeable attorneys is ready to help you navigate through this complicated process, ensuring that you pay only what you truly owe. Particularly if you're located in New York, we offer free consultations, so don’t hesitate to reach out for professional advice before responding to any debt collectors.

How Does Working With Graham & Borgese Benefit Me During Debt Collection?

Choosing to work with Graham & Borgese during debt collection can significantly reduce your stress and give you a strategic advantage. Our firm has successfully assisted thousands of individuals and understands the ins and outs of dealing with agencies like Creditors Interchange. We offer thorough investigations to identify if there are any inaccuracies in your debt. Furthermore, we provide personalized plans tailored to meet your unique financial situation. In addition, our low rates and flexible payment plans ensure you get the help you need without further financial strain. Residents of New York can particularly benefit from our commitment to making the debt relief process as clear and effective as possible.

Can I Negotiate a Better Settlement With Creditors Interchange?

Absolutely! Negotiating a better settlement with Creditors Interchange is often possible, and we can assist you in this process. Many individuals feel overwhelmed when dealing with collection agencies, unsure of how to approach negotiations. At Graham & Borgese, we equip you with the knowledge and strategies necessary to negotiate effectively. Our attorneys can leverage our experience to advocate on your behalf, aiming to reduce the amount owed. By openly communicating your financial situation and utilizing our negotiation skills, we can work towards a settlement that aligns with your financial capabilities. Especially in New York, where consumer rights are recognized, it’s crucial to have an attorney by your side to help you attain the best possible outcome.

Fill out the contact form, use the chat option, or call us at (888) 801-7765 to speak with one of our experienced debt defense attorneys today.