Wage Garnishment Help

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Stop Your Wage Garnishment ASAP

Wage Garnishment Attorneys

Have you just been notified by your HR Department of an income execution and that your wages will be garnished?  Perhaps you didn’t even know that a lawsuit had been filed against you or that you even owed a debt.  If you want guidance on what to do next, contact Graham & Borgese today. Our experienced attorneys will explain the process to you and make a plan of attack to get you the very best results possible. We offer extremely affordable rates and payment plan options. We work to get you out of debt, not add to it. If your wages are being garnished, contact us today and find out how we can help. 

What Is a Wage Garnishment?

A wage garnishment, or income execution, is the process whereby your employer is directed to withhold money from every paycheck you earn until the debt in question is repaid in full (plus interest). Different garnishment rules apply for different types of debt – such as student loans, tax debts, credit card debts, etc.

New York State wage garnishment laws (known as “income execution” laws) generally provide that creditors with judgments can only take up to 10% of your gross wages, although certain exceptions to this rule exist.

When Can a Creditor Garnish Your Wages in New York or New Jersey?

For the most part, creditors must first obtain a judgment in Court before they can try to garnish your wages.  In order to obtain a judgment, a lawsuit must be filed with the Court and then service of a Summons & Complaint must be completed. Sometimes proper notice is not given to the person being sued (i.e. the defendant) and this may be grounds for having the judgment thrown out (or “vacated”). 

How We Can Help

If you have been notified of an income execution and your wages are being garnished or about to be garnished, we can help. We have tremendous experience helping consumers get rid of their wage garnishments and have a track record of success. 

Contact us for a free, no hassle, no obligation, consultation and we will explain all your options to you. We offer low rates and payment plan options because we believe all people should be able to afford quality, legal, representation. Call us today or fill out the contact form. Let us, help you, sleep better at night.

Let Us Help You Stop Your Wage Garnishment

Testimonials

  • Saved $34,000+ off the principal balances.

    Great to work with. Very up front and open, easy to communicate with, and gave solid guidance throughout the process.
    Results: 8 accounts in total. | Saved $34,000 off the principal balances. | No interest and no more collection calls.
    Dave T. From Fairport, NY
  • Saved 41% off the principle balance.

    Very satisfied. Everything was great.
    Results: One-time payment of $841. | Also obtained a payment from the debt collector for confidential amount for alleged FDCPA violations.
    Dave M. from North Tonawanda, NY
  • Saved $2,200.

    Thank you for all your assistance and hard work and I will be referring other people to you, because I can honestly say your organization cared about the client first.
    Results: Lawsuit by debt-buyer dismissed. | No payments. | Stopped collection calls.
    James C. from Rochester, NY
  • Saved over $4,000.

    I will recommend you to co-workers, friends and family.
    Results: Monthly payments of $125. | Prevented a judgment from being enforced involuntarily.
    Rafael, M. from Yonkers, NY
  • Saved over $2,400.

    I have my life back! So happy with the service.
    Results:One-time payment of $1,200. | Stopped collection calls and vacated a judgment.
    Kenneth T. from Staten Island, NY

Help With Your Wage Garnishment Is a Call Away

Call 888.668.9071 or fill out the form below

*NO Child Support, Divorce, Taxes, or Tenant Landlord Cases. Sorry.

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