Have you been sued by Asset Acceptance?

Are you being sued by Asset Acceptance or already have a judgment entered against you in favor of this company? If so, Graham & Borgese is exactly the type of help you’ve been looking for.  Read below to learn more about Asset Acceptance and what our experienced and dedicated attorneys can do for you.

Who are they?
 Asset Acceptance Capital Corp., a.k.a. “Asset Acceptance, LLC” or simply “Asset Acceptance,” is now “Encore Capital Group, Inc.” In June of 2013, Encore Capital Group announced on it’s website that it closed its acquisition of Asset Acceptance Capital Corp. and that all operating subsidiaries of Asset Acceptance would now be part of Encore Capital Group. Combined, the website boasts that Encore and Asset Acceptance had purchased over 60 million individual consumer accounts, including credit card, telecommunications, consumer loans and other related assets, with a face value of over $130 billion.The  contact information for Asset Acceptance, a.k.a. “Encore Capital Group,”  is as follows:

Corporate Headquarters:
Asset Acceptance Capital Corp.
P.O. Box 2036
Warren, MI 48090-2036
Customer Service:
(800) 545-9931
                              
Are they legitimate? As of February, 2015, Asset Acceptance was still listed on the Better Business Bureau website and had an “A-” rating, despite having a whopping 831 complaints lodged against them. Complaints against this agency are wide-spread throughout the internet and range in allegations. If you’ve been sued by Asset Acceptance or Encore Capital Group, you should not ignore the documents.  While you may contest the debt being pursued, the lawsuit itself is likely legitimate and must be defended to try and prevent a default judgment.  Additionally, if you have had a judgment entered against you in favor of this agency and were never served notice of the underlying lawsuit, it is not too late to take action.

How can we help? Our law firm routinely battles actions filed by Asset Acceptance and has obtained outstanding results for our clients. We can help you dispute the debt or save you money and establish manageable payment plans that will set you up for success. We can even fight to have default judgments vacated were appropriate.

Past Cases We’ve Handled:

Asset Acceptance v. LaFramboise, Index #5382/06
A judgment having already been entered in favor of Asset Acceptance, LLC against our client (represented by Nudelmann, Klemm &  Golub, P.C.) and a property execution pending, our law firm successfully negotiated a $24,000 balance down to $8,000 in a one-time payment to settle the debt in full, vacate the judgment and stop the foreclosure of his home.

Asset Acceptance v. Giarratana, Index #021272/12
Our client was sued by Asset Acceptance, LLC and their attorneys, Fulton, Friedman & Gullace, for approximately $5,000 over an unpaid credit card account that they purchased from Citibank. After filing an Answer and Counterclaim, the lawsuit was settled for $2,000, payable in $100 monthly installments (no interest accrual and no entry of judgment).*Prior results do not guarantee a similar outcome.

Aren’t lawyers expensive? Our law firm only represents debtors – that means we understand that the people needing our help do not have much disposable income (if any at all).  That is why our consultations are free and we only charge a low flat rate for our services – i.e., no contingency fees.

Why hire an expensive debt settlement company without attorneys on staff to help you resolve your debt issue? You need someone to represent you in Court and someone who is capable of answering questions you have about Federal and New York debt collection laws. Graham & Borgese has licensed, experienced attorneys that can take care of everything for you and will help you throughout the entire collections process to ensure that you obtain the very best results possible.

If you need help dealing with Asset Acceptance, a.k.a. Encore Capital Group, contact our firm today for a free consultation.  Our lawyers will take the time to listen to your concerns and explain your options.