Have You Been Sued By Forster & Garbus?

Are you being sued by Forster & Garbus or already have a judgment entered against you by their firm? If so, Graham & Borgese is exactly the type of help you’ve been looking for.  Read below to learn more about Forster & Garbus and what our experienced and dedicated attorneys can do for you.

Who are they?
Forster & Garbus is a debt collection law firm that engages in very high volume debt collection, particularly, the filing of lawsuits against alleged debtors.  Among the many different debt-buyers and original creditors they currently represent throughout the various Courts of New York include:

 

Midland Funding, LLC

– Capital One Bank (USA), N.A.
 

– Department Stores National Bank
 

 – Jefferson Capital Systems, LLC
 

– Merrick Bank Corporation
 

– Discover Bank
 

 – Navient Education Loan Corp.
 

 – Navient Private Credit Student Loan Trust
 

 – Citibank, N.A.
 

 – SLM Education Credit Finance Corp.
 

 – Arrow Financial Services
 

 – Asset Acceptance
 

 – Portfolio Recovery Associates
 

 – National Collegiate Student Loan Trust

They have been sued many times by individuals alleging violations of the FDCPA, but they do also have licensed attorneys who are very knowledgeable about law and procedure.

According to the ACA International website, the complaint contact for Forster & Garbus is as follows:

Forster & Garbus, LLP
Mark A. Garbus, Partner
Annie Viscecchia, Ethics Contact
60 Motor Pkwy
Commack, NY 11725-5710

Are they legitimate? Complaints about this agency are available throughout the internet and range from excessive telephone calls to the use of threatening and/or abusive language. If you have been served a Summons and Complaint by Forster & Garbus, you should not ignore the documents.  While you may contest the debt being pursued, the lawsuit itself is legitimate and must be defended to try and prevent a default judgment. The worst thing you can do is to assume that the action is false or unfounded and simply ignore the proceedings. The best time to act is at the very beginning of the lawsuit. 

How can we help? Our law firm battles Forster & Garbus on a routine basis and regularly obtains outstanding results for our clients.  We can help save you money, establish manageable payment plans that set you up for success and even have default judgments vacated were appropriate.  Furthermore, we can help you investigate the underlying debt and handle all communications with this law firm and their client (i.e. the creditor).

Past Cases We’ve Handled: 
   

Midland Funding, LLC  v. Ashley, Index #001860/09
Our client was sued by Forster & Garbus, LLC, attorneys of record for Midland Funding, LLC, a company that purchased  a defaulted credit card account from Beneficial. The lawsuit was for just under $5,000, plus sought attorney’s fees and court costs. After our office filed an Answer to the lawsuit, the matter was settled for $2,000, payable in $125 monthly installments (with no interest accrual and no entry of judgment).

Capital One Bank  v. Hearn, Index #605636/13 
Forster & Garbus, representing an original creditor of Capital One Bank for non-payment of a defaulted credit card debt, filed suit against our client to recover $1,800, plus fees, costs and interest. Our law firm stepped in to file  an Answer, investigate the claims and successfully settled the debt for $900, payable in monthly installments of $25 (with no interest accrual and no entry of judgment).*Prior results do not guarantee a similar outcome.

Aren’t lawyers expensive? Our law firm only represents debtors – that means we understand that the people needing our help do not have much disposable income (if any at all).  That is why our consultations are free and we only charge a low flat rate for our services – i.e., no contingency fees.

Why hire an expensive debt settlement company without attorneys on staff to help you resolve your debt issue? You need someone to represent you in Court and someone who is capable of answering questions you have about Federal and New York debt collection laws. Graham & Borgese has licensed, experienced attorneys that can take care of everything for you and will help you throughout the entire collections process to ensure that you obtain the very best results possible.

If you need help dealing with Forster & Garbus contact our firm today for a free consultation.  Our lawyers will take the time to listen to your concerns and explain your options.