There is a countless number of “debt settlement” companies across the country today that make big, bold and exciting claims regarding the money they can save you. The problem? The vast majority of these companies actually add to your debt.

Creditor Sold Your Debt

Months of struggling to pay your credit card bill on time finally resulted in missing the payment altogether. That missed payment turned into missed payments, which finally resulted in collection notices, aggressive collection calls, and unpleasant and stressful conversations with debt collectors. Despite your best efforts, you just couldn’t make the math work, and no…