Have you received a letter telling you that you’ve defaulted on your student loans and the government is threatening to garnish your wages? Is your employer already garnishing your wages? Unlike a private creditor, when it comes to student loans, the government doesn’t have to sue you first to obtain a judgment and then garnish…

Sometimes it’s very hard to figure out just what exactly constitutes unlawful debt collection. Maybe someone is aggressively pressing you to make payments you can’t afford. Maybe a debt collector is threatening to take specific action against you if you don’t pay by a certain date. Honestly, at times it can all seem unfair or…

Creditor Sold Your Debt

Months of struggling to pay your credit card bill on time finally resulted in missing the payment altogether. That missed payment turned into missed payments, which finally resulted in collection notices, aggressive collection calls, and unpleasant and stressful conversations with debt collectors. Despite your best efforts, you just couldn’t make the math work, and no…

Being Served

One of the most common complaints that we tend to hear when talking with people for the first time is that they just discovered that they have a judgment against them and never even knew that a lawsuit was filed in the first place. More times than not, those people come to our law firm…

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